I am covered with Footman James on my MT500 and it is pretty comprehensive cover including Euro cover and breakdown recovery too. I think from memory without digging all the paperwork out it was about ?145.00 fully comprehensive with an agreed valuation of ?2,500.00 on the bike. The only thing that I was dissapointed at with FJ is they call my bike a classic and is covered on a classic policy and I'm not to ride any other bike newer than 20 years old.